6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by offering you interactive financial calculators and tools that provide objective and original content, by enabling you to conduct your own research and compare information for free – so that you can make informed financial decisions. Bankrate has partnerships with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The offers that appear on this website are provided by companies that compensate us. This compensation can affect the way and where products appear on this website, for example, for example, the sequence in which they be listed within the categories of listing and other categories, unless prohibited by law. Our mortgage, home equity and other home lending products. But this compensation does have no impact on the information we provide, or the reviews that you read on this site. We do not consider the vast array of companies or financial deals that might be accessible to you. Maskot/Getty
5 min read Read Published on January 12, 2023.
Ben Luthi Ben Luthi Written by Contributing writer Ben Luthi is a personal finance and travel writer who is passionate about helping others learn how to live life more fully. His writing has been featured in several publications such as U.S. News & World Report, USA Today, Yahoo! Finance and more. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are dedicated to helping readers gain confidence to take control of their finances by providing clear, well-researched information that breaks down otherwise complex topics into manageable bites. The Bankrate promises
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers will provide fabric protection, which is intended to shield your furniture from stains. “A number dealers will also pitch you fabric protection, which is basically an aerosol spray they apply — a spray that costs them almost nothing, but for which they may be able to charge 100 or even more dollars,” Quincy says. The reason you shouldn’t
“If you’re in need of additional fabric protection the only thing you have to do is buy an ounce of Scotchgard,” says John Nielsen, national director of automotive repair and purchasing at AAA.
3. Protecting paint this dealer choice is often promoted by sales representatives in showrooms to offer new cars an all-year-round, no-wax shine that provides a long-lasting barrier against the elements. Paint sealants that protect the paint can cost the prospective buyer more than $200. Why you should skip it
The majority of automotive paints are long-lasting and durable, which benefit more from regular washing and waxing, as per Nielsen.
4. VIN etching VIN etching is a procedure that allows you to make an adhesive plastic stencil that includes the vehicle identification number of your vehicle, or VIN. Then, you place the stencil on the glass and then apply a specific acid solution that chemically burns or etches, the VIN onto the glass. VIN engraving can be an effective deterrent for thieves since it makes it difficult to earn a profit selling windshields or windows. It also makes it difficult to find a way to dispose of a car after it’s been taken. In fact, it’s a recommendation by law enforcement agencies and police. Some insurers will even offer a discount on the extensive portion of your vehicle’s insurance or waive your insurance deductibles if your vehicle is equipped with the option. It’s a simple process but VIN marking as an option for dealers can cost the car buyer from 150 to 300 dollars. If you do the work yourself, you’ll save over $100. The reason you shouldn’t do the process
If you’d like to try VIN etching, it’s cheaper to buy a kit that you can make yourself, which runs from $20 to $40 on the internet.
5. Extended warranties As an option for dealers, basic warranties automobile warranties start at $1,000 and easily climb to several thousand dollars for high-performance or luxury automobiles. Extended warranties provide bumper-to-bumper protection and cover everything in your vehicle from major system repairsto heating or air problems, as well as engine troubles. Extended warranties, on the other hand don’t cover the components that are typically replaced. Plan prices vary by mileage, duration of coverage and deductible level prior to signing off. New vehicles typically already have warranties from the manufacturer. Even if you’re buying new, you don’t have to get the warranty when you purchase the vehiclewhich means you are able to shop around for one if you really want one. The reason you shouldn’t
It is usually better to spend the money you’d pay on a warranty extension to cover the maintenance your car needs.
6. The nitrogen in the tires regardless of the content of your tires with, oxygen or nitrogen, the four wheels pushing your vehicle will eventually decrease in size. Tires can lose air due to a gap inside the tread or poor seal or just general vehicle wear and tear. But many dealers will encourage customers to add nitrogen to their tires, which could be as high as $200. If you’re not racing car drivers who require greater pressure consistency from their tires, then the extra cost is not worth it. If you really want nitrogen, a visit to an auto body shop in your area will you cost $10 to $30 for a tire. What are the reasons to avoid it
It is best to save your cash and look for any damage to your tires that is likely to happen with vehicle age.
How to avoid dealer-added options The best options for a vehicle can enhance your driving experience. It can also be helpful when you’re ready sell it or trade it into. However, you don’t have to agree with the dealer-installed features you don’t want. If you discover that a new vehicle includes some options that are added by the dealer you may ask the dealer to remove them and change the selling cost of the vehicle according to the new price. In some instances, this might not be feasiblefor instance, when paint protection or rustproofing has already been applied and is not easily removed. You can try to remove the vehicle as you would normally do if the dealer is unable or unwilling to remove an alternative. It’s not a assurance that this will succeed however, even showing a little initiative in negotiation can change the course of the discussion. Consider, for instance, reaching out to a dealer in the area to get an idea of the price they would cost for specific options or perhaps see what it could cost if you were to do it yourself. This can provide a useful basis to use in negotiations. If the dealer won’t negotiate much, or is unwilling to bargain at all it is possible to pay for the vehicle as is or leave. Factory options vs. dealer options Both factory and dealer options are additional charges you’ll have to pay when you go car shopping. Unlike dealer options, factory options cannot be “added to” upon the time of purchase. Manufacturers handle these add-ons at the factory before the vehicle arrives on the lot. Options available from the factory could include an alarm system as well as specific equipment, a spoiler or an sophisticated engine setup. These add-ons can increase the amount price you pay for, so you should consider what is essential and which you can go without. Bottom line, dealer-installed features aren’t always worth it So determining the charges you’re charged is vital. Although dealers may not always be willing to eliminate options they’ve installed or even negotiate on the price, remember that these aren’t the norm and you aren’t required to agree with them. Like every other part of the car-buying process, and options from multiple dealers in your area to ensure that you get the most competitive price.
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Written by Contributing writer Ben Luthi is a personal writer on travel and finance who enjoys helping others understand how to live their lives completely. His work has been published in a variety of publications such as U.S. News & World Report, USA Today, Yahoo! Finance and numerous others. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping their readers feel confident to manage their finances with clear, well-researched details that cut complicated subjects into bite-sized pieces.
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