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Negative Equity Auto Loan Payment Calculator
If you have more debt on your car than it’s worth, you have negative equity. This calculator will help you estimate your car’s monthly costs if you choose to roll your negative equity into a new loan.
How do you use this calculator? For this calculator to be used, simply enter the remaining amount from the loan you must be able to pay back, and the sum you borrowed from the new loan as well as the loan term and your . You will now have the estimated monthly payment along with the total amount of principal and interest paid. If you want to check the impact of additional payments on your cost, you can input them as well. This will alter the amount of monthly payments and the total interest paid to reflect this. What is negative equity? Negative equity, also called ” ” it is when you owe more in your car loan than your vehicle is worth. While this isn’t necessarily the worst case scenario for a loan holder, it can hinder the sale of your vehicle and make future auto loan approval a challenge. Utilize this calculator to know your monthly payment so that you are aware of how the money you owe would affect the total cost of your new loan. Consider making extra installments, increasing the amount of your down payment, or your loan prior to purchasing something new to lower the amount of interest you’d have to pay.
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