Are you wondering “How do I know if I have worked through the emotional repercussions of divorce?” Don’t worry, you’re not alone. When I first ask my clients whether or not they’ve worked through the emotional repercussions of their divorce, they usually ask me how can they know? I always tell them there’s a simple self-assessment they can take called the Fisher Divorce Adjustment Scale (FDAS) that will help them understand what they might still need to work on to finish dealing with the emotional repercussion of divorce. The scale will tell you which of the emotional components of divorce you might still need to work on.
For some people, the road after children and entering retirement might include divorce. A study by researchers at Bowling Green State University shows that divorce rates for those over age 50 has doubled in the last 20 years. In 1990, less than one in ten couples divorce at that stage of life, but in 2008 that number had risen to one in four (see Divorce in Middle and Later Life: New Estimates from the 2009 American Community Survey).
Why It’s Best To Put Off Talks Of Divorce: It’s totally normal for your mind to automatically think about divorce after an affair. Most people automatically go there because of the assumptions that I talked about earlier. But many couples end up not divorcing even if this was their initial inclination. When the affair comes out into the open, the emotions are so raw. You will often want to do something very drastic to either make a statement or to stop the pain. The thing is, a divorce doesn’t always stop the pain. Some people actually regret this once they have had enough time to reflect.
B) The car is destroyed, or “totaled”. If there is an outstanding loan on the car, you must supply the lender’s name and account number to your administrative attorney near me so they can contact them to discuss payoff. Again, insurers must be notified of the car’s location, so it can be moved and they can appraise the value. You will have to sign over the title to the car, so be prepared to make it available quickly. If there’s a loan, usually the lender has the title, or a part of the title.
Do you have health insurance? Do you have vehicle insurance? Do you have life insurance? Do you have legal insurance? The answer to the last question is probably no even though all the other ones you probably have. The fact is legal insurance is probably the cheapest form of insurance you could ever buy but it will give you the biggest empowerment you will ever find. Having access to attorneys day and night puts you in the driving seat in many situations and will allow you to know your rights in any given situation. The statistics say that 75% of the population has a legal issue at any one time where they could use the advice of legal counsel. We just don’t think so because we don’t have access to the legal profession.
2) Keeping property. This is important depending on what you own and how nice it is. Many people filing chapter 7 bankruptcies are what is considered no asset cases. Meaning that with bankruptcy exemptions and other timing options of filing the bankruptcy petition they keep ALL their property and do not lose a thing in a bankruptcy filing. Lets face it though many of these people do not have much which is why they get to keep it all, but you might be surprised as to how much you can keep in a bankruptcy. If you have a lot of nice things though, filing bankruptcy might mean getting rid of them, and that, for some, is unthinkable.
While mediation may be the best way to process your divorce, it’s only the second-best place to get divorce help and advice. After all, the first step in the divorce process is to LEARN about it. And that’s where the “experts” come in.