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Negative Equity Auto Loan Payment Calculator
If you are owed more on your car than it’s worth, you’re dealing with negative equity. Calculate your car payments if you roll your negative equity into an existing loan.
How to use this calculator To access this calculator just enter the remaining amount from the loan you are required to pay, the amount that you borrowed from the new loan as well as the loan period and your . Then, you will have the estimated monthly payment along with the total interest and principal paid. If you want to check how the extra payments affect the cost of your loan, you can add them in as well. Doing so will adjust the monthly payment and total interest paid to reflect this. What is negative equity? Negative equity, also called ” ” It is when you are liable for more to your vehicle loan than your vehicle is worth. While this isn’t necessarily the most ideal scenario for an auto loan owner, it could cause car trade-ins and auto loan approval difficult. Take advantage of this calculator to know your monthly payments so that you know how the amount you still owe would affect the total amount of your new loan. You might want to consider making additional payments, increasing the amount of your down payment, or your loan prior to purchasing something new to lower the amount of extra interest you’ll have to pay.
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