Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by offering interactive financial calculators and tools, publishing original and objective content, by enabling you to conduct research and compare information for free and help you make financial decisions with confidence. Bankrate has agreements with issuers such as, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site are from companies who pay us. This compensation can affect the way and when products are featured on this site, including, for example, the sequence in which they be listed within the categories of listing in the event that they are not permitted by law for our mortgage and home equity products, as well as other products for home loans. However, this compensation will have no impact on the information we provide, or the reviews appear on this website. We do not include the universe of companies or financial offerings that could be available to you. AleksandarNakic/Getty Images
4 min read Published April 20, 2022
Written by Kellye Guinan Written by Personal and Business Finance contributor Kellye Guinan is a freelance editor and writer with more than five years’ experience in personal finance. She also is employed full-time at the local library, where she assists her community access information about financial literacy, as well as other topics. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are committed to helping readers gain the confidence to take control of their finances with detailed, well-researched, and well-written information that breaks down otherwise complex subjects into digestible pieces. The Bankrate promise
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Therefore, this compensation may influence the manner, place and in what order the products are listed within categories, except where prohibited by law for our mortgage or home equity products, as well as other products for home loans. Other factors, like our own website rules and whether the product is offered in your region or within your own personal credit score could also affect the way and place products are listed on this site. Although we try to provide an array of offers, Bankrate does not include information about every financial or credit products or services. Trucks can be a bit complicated. There are a myriad of configurations, and the size and strength you require will be contingent on the way you intend to utilize your truck. Familiarize yourself with basic features like powertrains axles, cab dimensions, and towing capacity before . Selecting a pickup is going to take research but being prepared will result in a well-informed decision that is compatible with your lifestyle and budget. How much power do you need? A vehicle with greater horsepower, towing capacity and torque will cost more. The price isn’t the only factor however, you must be aware of whether you truly require the power of a large amount prior to spending thousands of dollars to purchase it. Diesel engines is a great option, and offers higher power will also be costly. A V6 or V8 engine is the most common and have greater power, however there are four-cylinder engines that can be used for lighter load sizes. If you’re planning to haul the most weight to buy groceries, think about smaller models that comes with an automated gas engine that is fuel efficient and has high efficiency. A smaller engine may be better for you and your budget. What is the amount you’re hauling? A mid-sized truck is the best bet if you don’t intend to haul trailers or big boats. They’re less expensive and boast better driving quality than their full-size counterparts. Midsize trucks are suited for lighter loads and are not suited for towing. Due to their smaller weight they also cost less for fuel. This means that if you’ve something to pull, go for a full-size truck. There are light-duty and heavy-duty options for almost every full-size model out there. Naturally, trucks designed for light-duty can carry smaller, but once again they are more fuel efficiency because of their smaller weights. Keep in mind that towing capacity as well as payload capacities are two different things. Towing refers to how much your truck can carry behind it. Payload is the amount that it can carry in its bed. Even if you don’t plan to strap a heavy-duty horse trailer to the back of your truck, make sure the payload of the trailer meets the requirements of your. Do you need four- or two-wheel drive? A vehicle with two wheels will be more affordable and offer . You’ll have the option of choosing either rear- or front-wheel drive. Whichever one you pick, it’s best suited for staying on the road. A vehicle with four-wheel drive is better for driving off the road and in slippery or icy conditions, such as at a boat ramp. You’ll get more performance, however, it won’t be as fuel efficient. How much cab space do you need? The cab space is to be one of the most important aspects for truck drivers who are not experienced. In the majority of cases the time, a cab with a crew will provide the most value even though it will require more expense. Single Cab is the traditional two-door design. They are typically just able to accommodate three persons, but they can often accommodate more beds. Extended Extended cabs are basically the equivalent of a cab and half. You’ll have two smaller doors and a limited amount of legroom in the rear seat, but it’s a good alternative to single and crew cab alternatives. Crew Crew cabs are the four-door option that resembles a sedan or SUV. The capacity of a cabin varies by model and trim and are the ideal choice for those who have passengers in the back seat frequently. There are a variety of fuel options available. You’re not restricted to only gasoline or diesel. Companies like Ford are committing to providing more in the coming years. But these are still relatively new and could limit your payload or towing capacity. Between diesel and gasoline Diesel engines are a little more efficient in terms of fuel consumption. They also provide more power for working trucks. However, they’re more expensive to buy and to fuel. For casual drivers an engine powered by gas could be best. They’re more flexible and are less expensive than electric or diesel engines. You’re more likely to find them on the. A short or long bed? You will find that the larger your bed, the smaller your cabin. If a crew taxi is needed then you’ll likely be forced to use a smaller bed. If you want that larger bed, you might be forced to choose one or an extended taxicab. The most important thing to think about is how often you’ll be putting things in the bed. If your truck is mostly for looks — and there’s nothing wrong with this — a narrower bed will be easier to maneuver and park. It’s also likely to be ample space when you do need to haul something larger. New or used? New trucks offer you the possibility of being specific about every aspect of your ride inside and out. This is certainly an investmentnew vehicles are costly — but when you’ve got a particular trim, technology or other features you want to have it’s best to go. A used car is a more reasonable option. It is possible to purchase the exact vehicle that you desire, but you will be able to avoid the depreciation. And if you only need something practical There are many older models available that are affordable and solid. It all depends on your needs and budget. A new truck may be costly, but it might be more fuel efficient or have more technology. A used truck may be less efficient on fuel, but the lower price could make it cheaper to drive. Manual or automatic? It’s more of a personal choice. There isn’t a huge cost difference between the two, although some trucks may come standard with one or both. For suburban or city motorists, automatic provides the most comfortable to drive. However, if you require more control while off-roading, manual gear might work better. After you’ve thought about the major aspects of owning a truck start looking into the actual models and models. This will give you an idea of the price range you’ll be considering. If you are aware of this, you can to book a cab at a reasonable rate of interest.
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Written by personal and business Finance contributor Kellye Guinan is a freelance editor and writer who has more than 5 years experience working in the field of personal financial planning. She’s also employed full-time at the local library where she assists the community gain access to information on financial literacy, among other topics. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are committed to helping readers gain confidence to manage their finances through providing concise, well-researched and well-organized information that breaks down otherwise complex topics into manageable bites.
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