6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools that provide objective and original content, by enabling you to conduct your own research and compare information at no cost and help you make sound financial decisions. Bankrate has agreements with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are displayed on this website are provided by companies that pay us. This compensation could affect how and when products are featured on this website, for example, for example, the order in which they may appear in the listing categories and other categories, unless prohibited by law. Our mortgage or home equity products, as well as other home loan products. However, this compensation will affect the content we publish or the reviews appear on this website. We do not cover the entire universe of businesses or financial deals that might be accessible to you. Maskot/Getty
5 minutes read. Published on January 12, 2023.
Written by Ben Luthi Written by Contributing writer Ben Luthi is a personal finance and travel writer who enjoys helping others learn how to live life more completely. His work has been published in several publications that include U.S. News & World Report, USA Today, Yahoo! Finance and many more. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to manage their finances through providing clear, well-researched information that breaks down otherwise complex subjects into digestible pieces. The Bankrate promises
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection A few dealers provide fabric protection, which is designed to protect your furniture from stains. “A lot of dealers are also willing to pitch you fabric protection, which is basically a spray that they will apply — an item that costs nearly nothing, but for which they may then charge you $100 or more,” Quincy says. The reason you shouldn’t
“If you’re in need of additional fabric protection all you need to do is buy an ounce of Scotchgard,” says John Nielsen who is the director of national auto repair and buying at AAA.
3. Protecting paint this dealer option is often promoted by showroom salespeople as a product that offers new cars a year-round non-wax shine, which provides an extended protection from the environment. The cost of protecting the paint sealant could cost the buyer of a new car well over $200. It is a reason to avoid it.
Today, most automotive paints are tough and durable, and benefit more from regular waxing and washing, according to Nielsen.
4. VIN etching VIN is a procedure that allows you to make an adhesive plastic stencil that includes your car’s identification number or VIN. You can then put the stencil on the window and apply a special acid solution which chemically burns, or etches the number on the glass. VIN etching can be an deterrent to thieves as it makes it difficult for them to make a profit selling windshields and windows. It also makes it more difficult to locate a way to dispose of a vehicle after it’s been taken. It is actually recommended by police and agencies. Certain insurers may even offer a discount on the comprehensive portion of your car insurance or eliminate the deductibles for insurance if your car has the option. It’s an easy process, however VIN etching as a dealer option could cost the car buyer from $100 to $300. If you decide to do it yourself, you can cut off more than $100. Why you should skip it
If you’re looking to perform VIN etching, it’s cheaper to use a do-it-yourself kit that costs between $20 to $40 online.
5. Extended warranties as a dealer option, basic for cars can start at $1000 and quickly increase to several thousand dollars for luxury and high-performance vehicles. Extended warranties cover bumper-to bumper damage and cover everything in your vehicle from major system repairsto problems with heating or air, and engine issues. Extended warranties are, however, do not cover components typically replaced. Plan price varies based on mileage, duration of coverage, and the deductible amount before signing off New vehicles typically have warranties from the manufacturer. If you’re purchasing used, you don’t need to get the warranty the moment you purchase the vehicleThis means that you have the option of shopping around if you really want one. The reason you shouldn’t
It is usually better to spend the money you would spend on an extended warranty to pay for the maintenance your car requires.
6. In your tire, nitrogen regardless of the content of your tires with, whether oxygen or nitrogen the four wheels that propel your vehicle forward will eventually decrease in size. Tires may lose air due to a hole within the tread area, poor seal or just general vehicle wear and tear. Many dealers will urge buyers to add nitrogen to their tires, which could cost as much as $200. If you’re not racing car drivers who require more consistent pressure from your tires, the additional cost is not worth it. If you are really looking for nitrogen, stopping by an auto body shop in your area will you cost $10 to $30 per tire. The reason why you shouldn’t
It is better to save your cash and watch for any damage to your tires that is likely to happen with the age of your vehicle.
How to avoid dealer-added options The correct options on the vehicle you are driving can improve your driving experience, and can even be beneficial when you’re ready to sell it or trade it in. You don’t need to accept the dealer-installed options you don’t prefer. If you discover that a vehicle you purchase comes with some dealer-installed options, you can ask the dealer to eliminate them and change the selling price of the vehicle according to the new price. In certain situations, it may not be possible -for instance, when paint protection or rustproofing has already been applied and is not removed. Make sure to get the car off like you normally would if the dealer is unable or unwilling to get rid of an option. There’s no guarantee that this will work, but even showing a little initiative in negotiation could change the tone of the conversation. For example, consider making contact with a different dealer in your area to find out what it might cost for specific services or perhaps see what it could cost if you were to do it yourself. This could serve as a reference point in your negotiations. If a dealer isn’t willing to negotiate significantly, or refuses to fully negotiate You can decide to purchase the car as-is or leave. Factory options vs. dealers options factory options, as well as dealer options, are extra charges you’ll have to pay when you go car shopping. Unlike dealer options, factory choices aren’t “added to” upon the time of purchase. Manufacturers handle these options at the factory prior to when the vehicle is delivered to the dealership. Factory options could include an alarm system, specific equipment such as a spoiler, or an modern engine layout. Both add-ons will increase the you pay, so consider which are essential and which you’re able to leave out. The bottom line is that dealer-installed options aren’t always worth the cost So determining the amount you’re being charged is crucial. Although dealers aren’t always ready to take away the options they’ve installed or even negotiate on the cost, be aware that these aren’t the norm, and you don’t have to agree with them. Similar to every other aspect of the car-buying process, and the options offered by different dealers in your area to ensure you are getting the best price available.
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Written by Contributing writer Ben Luthi is a personal finance and travel writer who loves helping people learn how to live their lives fully. His writing has been featured in a variety of publications that include U.S. News & World Report, USA Today, Yahoo! Finance and other publications. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are committed to helping readers feel confident to take control of their finances through providing precise, well-researched and well-researched details that cut otherwise complicated subjects into bite-sized pieces.
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