6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by providing you with financial calculators and interactive tools as well as publishing objective and unique content. This allows users to conduct research and compare data for free to help you make financial decisions with confidence. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this website come from companies that pay us. This compensation could affect how and where products appear on this site, including the sequence in which they appear within the listing categories and other categories, unless prohibited by law. This applies to our mortgage or home equity products, as well as other products for home loans. But this compensation does not influence the content we publish or the reviews appear on this website. We do not include the universe of companies or financial offerings that could be accessible to you. Maskot/Getty
5 min read Published January 12, 2023
The article was written by Ben Luthi Written by Contributing writer Ben Luthi is a personal finance and travel writer who is passionate about helping others discover how to live their lives more completely. His work has appeared in numerous publications, including U.S. News & World Report, USA Today, Yahoo! Finance, and many more. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are dedicated to helping readers gain confidence to manage their finances by providing concise, well-studied facts that break down complicated topics into bite-sized pieces. The Bankrate guarantee
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers offer protection for fabric, which is designed to protect your seats from stains. “A majority dealers will also pitch you fabric protection, that is essentially an oil that they put on an item that costs nearly nothing, but for which they may later charge you $100 or more,” Quincy says. The reason you shouldn’t
“If you really need additional fabric protection all you need to do is buy a bottle of Scotchgard,” says John Nielsen who is the director of national automotive repair and purchasing at AAA.
3. Protecting paint this dealer option is often promoted by salespeople in the showroom as a product that offers new vehicles a year-round, no-wax shine which creates an extended protection from the elements. The cost of protecting the paint sealant could cost the buyer of a new car around $200. It is a reason to avoid it.
Most automotive paints today are tough and durable, and benefit more from regular waxing and washing, according to Nielsen.
4. VIN etching VIN etching is a procedure that allows the creation of an adhesive plastic stencil that includes the vehicle identification number of your vehicle or VIN. You can then put the stencil on the window and apply a special acid solution that chemically burns, or etches, the VIN on the glass. VIN engraving can be an deterrent to thieves as it makes it difficult for them to profit from selling windows and windshields and makes it more difficult to locate a way to dispose of a car once it has been stolen. In fact, it’s a recommendation by police and agencies. Certain insurers may even offer discounts on the part that covers the comprehensive portion of your insurance, or even waive your insurance deductibles if your vehicle is equipped with the feature. It’s a straightforward process, but VIN marking as a dealer option can cost the buyer anywhere from $100 to $300. If you decide to do it yourself, you could save over $100. What are the reasons to skip the process
If you’d like to do VIN Etching, it’s more affordable to use a do-it-yourself kit priced between $20 to $40 on the internet.
5. Extended warranties are an option for dealers, basic warranties for cars can start at $1,000 and easily climb to several thousand dollars for high-performance or luxury vehicles. Extended warranties cover bumper-to bumper damage, covering everything on your car ranging from major system repairs, heating or air issues and engine troubles. Extended warranties however, do not cover components that are typically replaced. Plan prices based on mileage, length of coverage, and the deductible amount before signing off New vehicles typically already come with manufacturer warranties. If you’re purchasing new, you don’t have to get the warranty on the day you buy the car -This means that you have the option of shopping around for one if you’re really interested in. The reason you shouldn’t
It is usually better to spend the money you would spend on an extended warranty for the recommended maintenance that your car requires.
6. Nitrogen in your tires no matter what your tires are filled with, oxygen or nitrogen the four wheels that push your vehicle will eventually deflate. Tires may lose air due to a hole inside the tread or weak seal, or even just general wear and tear on the vehicle. But many dealers will encourage customers to apply nitrogen to their tires, which can cost as much as $200. Unless you are racing car driver who requires an increased pressure on your tires, the additional cost isn’t worth it. If you are really looking for nitrogen, stopping by the local body shop is going to cost you between $10 and $30 per tire. What are the reasons to avoid it
It is best to save your cash and look out for any tire damage that will likely occur with the age of your vehicle.
How to avoid dealer-added options The right options on the vehicle you are driving can improve your driving experience. It can also be helpful when you’re ready sell or trade it in. You don’t need to take the dealer-installed choices you do not would like. If you discover that a new vehicle has some dealer-added options, you can ask the dealer to eliminate them and adjust the sales price in line with the changes. In certain situations, it might not be feasible- for example, in the event that paint protection or rustproofing has already been applied and is not easily removed. You can try to remove the vehicle like you normally would if the dealer isn’t able or unwilling to eliminate the alternative. There’s no assurance that this will succeed but showing even some initiative during negotiations could change the tone of the discussion. Consider, for instance, calling another dealer in the area to see what it might cost for specific options or even see how much it could cost if you were to do it yourself. This will serve as a basis to use in negotiations. If a dealer isn’t willing to negotiate significantly, or refuses to fully negotiate You can decide to buy the car in its current condition or leave. Factory options vs. choices from dealers Both factory and dealer options are additional charges you’ll have to pay when you go car shopping. Unlike dealer options, factory options cannot be “added to” when you purchase. The manufacturer manages these add-ons at the factory prior to when the vehicle is delivered to the dealership. Factory options could include alarm systems as well as specific equipment including a spoiler or sophisticated engine setup. Both add-ons will increase the you pay, so consider the ones that are necessary and those you’re able to leave out. The bottom line is that dealer-installed options can be costly and so assessing the charges you’re charged is important. Although dealers aren’t always ready to remove options they have installed or even negotiate on the cost, be aware that these aren’t the norm, and you don’t have to accept them. Similar to every other aspect of the buying process, and the options offered by different dealers in your area to ensure that you’re getting the most competitive price.
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Written by a contributing writer Ben Luthi is a personal finance and travel writer who enjoys helping others understand how to live their lives fully. His work has appeared in numerous publications that include U.S. News & World Report, USA Today, Yahoo! Finance and numerous others. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers to control their finances by providing concise, well-studied information that breaks down complicated topics into digestible pieces.
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